FINANCIAL GOALS

What are some of your financial goals?

Goals take different amounts of time to accomplish. Short-term goals take one to three months. Mid-term goals take one to three years. Long-term goals may take four or more years to realize. Use the chart to list a few short-term goals, such as buying a new computer, along with some long-term goals, such as graduating from college with little debt. It helps to see your goals on paper, and some people swear it helps them visualize achieving those goals.

Sometimes it seems like a drag to save money. Where's the fun? Achieving goals is major fun. Post your list of financial goals where you can remind yourself why you're being careful with money. Then congratulate yourself whenever you achieve one of your objectives. It's a huge deal and something about which to be very proud.

Here are a few suggestions to get you started: